ING Wholesale Banking is looking for an experienced IT Business Analyst with a strong background in banking payments and payment processing. This is a role for someone who already understands how payments move through a bank, how payment standards are applied in practice, and how to translate business needs into effective IT solutions.
You will operate at the intersection of business and technology, helping to analyse change, assess impacts, define requirements, and support the delivery of solutions within a complex payments environment.
Working within ING's Transaction Services environment, you will contribute to solutions that support payment processing and transaction services for financial institutions.
Working at ING
You will become part of ING Wholesale Banking's Transaction Services Delivery organisation, collaborating with teams across the Netherlands, India, the Philippines and Bulgaria.
ING works in a Scrum Agile environment and embraces DevOps principles to deliver high-quality solutions efficiently. You will work with modern technologies, tools and frameworks in an international setting where continuous learning and collaboration are highly valued.
Requirements
What you'll bring
Deep knowledge of banking payments
You have a solid understanding of core payment products and payment flows, including:
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SEPA Credit Transfer (SCT)
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SEPA Instant Payments (SCT Inst)
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SEPA Direct Debit (SDD)
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Cross-border payments
This role requires someone who can contribute immediately and does not need to learn the fundamentals of the payments domain.
Strong understanding of payment standards and messaging
You have hands-on knowledge of ISO 20022 and understand the purpose and business relevance of payment and reporting message formats, including:
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pain messages
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pacs messages
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camt messages
You are also familiar with the broader MT-to-MX migration landscape and understand where these standards fit within the banking payment chain.
End-to-end payment processing expertise
You understand the complete payment lifecycle within a banking environment and can assess the impact of change across the payment chain
This includes knowledge of:
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Client and channel initiation
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Order management
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Payment engine processing
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Screening and controls
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Settlement
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Booking and accounting processes
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Exception handling
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Investigations
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Reporting
Your understanding of these processes enables you to perform thorough impact analyses and effectively bridge the gap between business and technology.
Nice to have
Experience or knowledge of:
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Open Banking
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PSD2
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XS2A
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Payment Initiation APIs
What makes you successful
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Experience as an IT Business Analyst within the banking payments domain.
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Strong analytical and problem-solving skills.
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Ability to translate business requirements into functional and technical solutions.
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Experience performing impact analyses in complex payment environments.
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Excellent stakeholder management and communication skills.
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Comfortable working with both business and IT teams.
Benefits
What we offer
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A contract until 18 December, with the intention to extend.
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A 36-hour working week.
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A salary ranging from €4,596.95 to €5,878.36 gross per month, based on a 36-hour workweek and depending on experience.
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Holiday allowance, a 13th-month payment, and a pension scheme.
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Hybrid working, including travel and home-working allowances.
Ready to make an impact?
If you have a passion for payments, understand the complexity of modern banking payment ecosystems, and enjoy turning business challenges into practical solutions, we'd love to hear from you.
Applications are open until 10 June.
