You’ll work within the CDD team that performs Client Due Diligence for bol financial services (bfs). The team reports to the Manager of CDD Operations, who in turn reports to the Head of CDD. You have no direct reports, but as a senior, you serve as an escalation point and coach for junior and mid-level analysts.
You handle non-standardized and/or high-risk cases or transactions, including complex transaction monitoring alerts and atypical behavioral patterns, determine the required depth of Due Diligence, determine measures that correspond to our risk appetite and comply with all legislation, and ensure audit-proof documentation, including clear evidence sets and decision rationales. You apply your in-depth knowledge of and experience with legislation, best practices, and market standards, tailored to the bol context.
In the event of screening hits (sanctions, PEP, adverse media, transaction monitoring), you lead the substantive assessment, determine the next steps, and document precedents. You also provide input for improving policies, procedures, tooling, and underlying models. You coach mid-level and junior colleagues through knowledge sessions, case discussions, and best practice sharing. Your key responsibilities:
Manage high-risk CDD cases, including
complex transaction monitoring investigations, and take compliant and proportional measures
- Assess and process screening outcomes (PEP, sanctions, adverse media, transaction monitoring alerts) and provide follow-up recommendations
- Perform in-depth analysis of transaction patterns and behavioral anomalies, and assess financial crime risks
- Determine the required EDD depth and appropriate mitigations for customers and their transaction behavior
- Ensure audit-proof documentation with clear evidence sets, including transaction analysis, and decision rationales that serve as precedents
- Initiate structural improvements in processes, work instructions, templates, tooling, and transaction monitoring frameworks
- Translate portfolio insights, including transaction trends, into concrete improvements and monitoring protocols
- Coach less experienced analysts on both CDD and transaction monitoring assessments
